Employment contracts should protect your business, not put it at risk. But for many employers using set-off clauses, recent legal developments suggest you could be walking a fine line without even realising it.
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If your contracts include a clause that bundles award entitlements like overtime, allowances and penalties into one neat annual salary, you might want to take a closer look.
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Itâs a practice thatâs been common for years, but now thereâs fresh concern that many of these clauses arenât worth the paper theyâre written on.
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Letâs unpack what set-off clauses are, why theyâre popular, and what recent court rulings have changed about how they should be used in practice.
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What Is a Set-Off Clause?
A set-off clause is a provision in an employment contract that allows an employer to pay a single annual salary that covers more than just the base wage. Itâs used to offset things like:
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In theory, the clause allows you to si...
Every year, like clockwork, a wave of resignations rolls in during January.
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Staff return from the summer break with fresh perspective, a bit of distance, and sometimes a decision that itâs time to move on. It can feel like a blindsiding moment, but the truth is these resignations usually started brewing months earlier.
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The good news? Thereâs a lot you can do right now to reduce the risk of losing great people in the new year. And it doesnât require a huge investment or elaborate retention strategy. In fact, most of the best actions are simple, practical, and free.
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Letâs unpack whatâs really going on in January, what signs to watch for, and what steps to take today to hold onto your top talent tomorrow.
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Why January is Resignation Season
Thereâs something about a new year that naturally prompts reflection. People are stepping out of their usual routine, spending time with family and friends, and asking themselves the big questions. Do I want another year like the last on...
Why does the final stretch of the year feel more like we are crawling to the finish line than a festive, celebratory wind down?
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Business owners, managers, and employees alike are all feeling the weight of the year that was. Stress is mounting, tempers are flaring, and burnout is rearing its head in ways that feel more acute than ever before. As Iâve had more than one person tell me lately, people are a bit âtetchyâ at the moment ⌠maybe you can relate?
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This isnât just a passing mood. Itâs what many are calling the âQ4 crashâ that very real, end-of-year slump that hits hard as the calendar edges towards December.
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But why does it happen, and more importantly, how can you navigate it?
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Why Q4 Hits So Hard
Every year has its natural rhythm, and Q4, from October through December, is always a challenge.
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Itâs a time when businesses are rushing to finish the year strong, personal responsibilities stack up with school events and holidays, and the cumulative pressure of the p...
DIY is a bit of a badge of honour for small business owners.
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We patch up websites, design our own marketing, handle bookkeeping, and tackle team management with the same can-do spirit. Thereâs a certain satisfaction in figuring it out ourselves - until that approach quietly starts to backfire.
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When it comes to HR, doing it yourself feels resourceful. Responsible. Even empowering. But what if DIY HR is actually keeping you stuck? What if, despite your best intentions, itâs holding back your team, stalling your business growth, and draining your energy?
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Hereâs a fresh take on why managing HR yourself might not be the best strategy anymoreâand what to do instead.
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DIY Isnât Winging It
Letâs be clear: DIY HR isnât the same as winging it. When youâre DIYing something, youâre usually making a genuine effort. Youâre reading Fair Work articles, researching awards, downloading templates, and doing your best to get it right. And youâre likely doing it because:
AI has well and truly made its way into our lives - at home, in business, in school (according to my teensâŚ.) and everything in between.
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Whether you're using it to brainstorm ideas, shortcut admin tasks, or (letâs be honest) figure out what to cook for dinner, artificial intelligence is changing the way we work.
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But hereâs the thing: while AI tools like ChatGPT can be powerful and downright fabulous, they also bring a new set of challenges for business owners.
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From privacy concerns to reluctant team members and questionable content quality, the use of AI in the workplace is something that needs real thought.
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So, how do you actually manage AI use across your team, keep things ethical and efficient, and avoid heading into the wild west of automation chaos? Letâs unpack it.
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AI Is Everywhere (Whether You Like It or Not)
If youâre not using AI in your business yet, chances are your team is, or your competitors definitely are.
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From writing job ads and internal comms ...
Letâs face it, HR in small business can feel like an absolute mess.
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One day, youâre celebrating a win with your team, the next, youâre buried under questions, conflicts, or compliance confusion. If it feels like youâre micromanaging, juggling too much, or constantly putting out fires, youâre not alone.
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The chaos often leaves small business owners wondering what they are doing wrong, and in that moment of overwhelm, the shiny promise of HR software feels like a lifeline.
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But hereâs the truth: software is not the solution. Itâs a distraction.
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What small business really needs isnât another subscription - itâs structure. And building that structure is a whole lot easier than you might think.
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Why HR Feels So Hard
If you feel like your HR is messy, you're not imagining things. It often is messy in small business, especially in those growth phases where you're adding team members but haven't put formal systems in place.
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Thereâs a good chance youâve tried to do the rig...
Every business owner has been there.
Juggling a hundred things at once, making Canva graphics at midnight, manually reconciling accounts, and frantically Googling how to deal with a tricky staff situation. Winging it is a survival skill that comes with the territory of being a business owner.
When it comes to HR, âfiguring it out as you goâ feels easy and cost-effective in the short term. But the longer you fly by the seat of your pants, the more expensive the fallout becomes.
Not just financially, but mentally, emotionally, and in lost opportunities for business growth.
Letâs unpack why âwinging itâ with your HR will always cost you more, and what you can do instead.
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Why Winging It Feels Right (At First)
Thereâs something oddly empowering about being a business owner who wears all the hats. In the early stages, youâve got a tiny team, maybe even just one or two people, and everything feels manageable. Writing policies? Meh. Performance management? Not needed. Hiring? Easy eno...
When it comes to running a business, especially one thatâs growing, thereâs always a temptation to solve problems with shiny new software.
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HR is no exception.
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If youâve ever Googled âhow to manage HR better,â youâve likely been flooded with ads for platforms promising to automate your HR, solve compliance, and organise your team all in one neat dashboard.
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Sounds perfect, right? Well, not so fast.
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Before you sign up for that new subscription or sit through another slick demo, itâs worth asking: Do you really need another HR system? Or are you just not using what you already have?
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Letâs take a step back and explore how to get more out of your existing tools before you commit to adding yet another system to your tech stack.
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The Real Problem Isnât Always the System
Most small to medium businesses donât need a complicated HR platform. What they do need is a better understanding of how to use their current systems more effectively.
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The mistake many business owner...
This is one of the topics I most often get asked about.
I see business owners, leaders and managers struggling with this one all the time: tackling difficult conversations with staff. Usually this comes after a period of avoiding that difficult conversation which is what weâre going to spend a bit of time today looking at in depth.
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We Are Conflict Avoiders
If youâre anything like me, conflict is not something you run headfirst toward with arms wide open to embrace - thatâs exactly why tough conversations are hard.
That dreaded feeling in the pit of your stomach, sleepless nights, anxiety, avoiding the staff member and putting off THAT conversation, if not avoiding it entirely.
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You are absolutely not alone.
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Itâs a Skill We Can All Learn
Even with my experience, I donât like having these conversations either. I never have, and while Iâm definitely better at tackling these tough conversations, it doesnât mean I like it any more than I did before - I just developed the skil...
When the spotlight is shone on employee rights, which it certainly has been recently, especially around workplace flexibility and boundariesâŚitâs easy to forget thereâs another side to the coin: the employers themselves.
With Australia's right to disconnect laws now expanded to include small businesses, itâs time to ask a critical question. Do business owners have the right to disconnect too?
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The Law Says Maybe, But Thatâs Not the Whole Story
As of August 26, 2025, Australia's Fair Work legislation extends the right to disconnect to small businesses. In essence, employees now have the legal right to ignore after hours contact thatâs deemed unreasonable. But what does this mean if you're the one who owns the business?
If you're technically an employee of your own company, drawing a wage, on the books, then yes, you may fall under the protection of this law. However, letâs be honest: most business owners wonât be suing themselves over a late night email or answering a call at 9 PM...
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